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Health Insurance

Everyone should have health insurance, whether you are retired, in between jobs, or self-employed there is a health plan for everyone at Carte Risk Management Inc. You want to make sure that you are taken care of in the event of an unexpected injury or illness. WEFCI will help find you the ideal policy to help supplement the one the government provides. We offer a wide range of policies covering health, dental, prescription medication, and hospital.

You will be guaranteed coverage for any unplanned medical expenses, no overall lifetime plan maximums, and any pre existing medical ailments won’t ruin your chances for coverage. Health insurance can also replace lost income because of injury, sickness or a disability. It will cover hospital expenses that aren’t covered by your government plan and allow you to maintain your lifestyle and afford your day to day expenses.

Applying for health insurance is incredibly quick and easy and doesn’t even require a medical exam. You never know when an illness or injury may appear to you or a loved one so don’t wait until it’s too late. Contact us today at to get more information on our wide range of health policies to find the one that best suits you. Our operators are standing by to assist you with any questions that you may have.



business protection

As a business owner, we know that any unexpected life crisis can pull you away from your company, but it must be ‘business as usual’ and overhead expenses continue.

Call Today to schedule a consultation at your office !!


business protection

Facing a critical illness can be one of the most stressful experiences of someone’s life. On top of dealing with the illness there comes the stress of dealing with financial responsibilities, choices about your care, and making sure that your family is taken care of.

Critical illness insurance can be provided in a lump sum to benefit you financially. This benefit may be used alongside your health insurance plan and any disability coverage you currently have.

Contact us today to find out more info on how critical illness insurance can help you and take care of your family during this emotionally stressful time. Our staff will be more than happy to help with you any questions that you may have.


business protection

Disability insurance is a great way to replace a portion of your income should you become disabled or have no way of earning an income due to your disability. Disabilities can be either short term or long term and may include a mental health problem, major illness, or personal injury.

WEFCI offers many kinds of disability insurance plans including individual plans as well as group plans and government plans including workers compensation. It also includes benefits that are provided from the CPP (Canada Pension Plan).


business protection

Health and Dental insurance gives you the opportunity to save on the costs of health care that aren’t provided by your provincial health care. Some of these include hearing aids, prescription drugs, nursing, home care, physiotherapy, massage therapy and much more.

This type of insurance comes highly recommended as it allows for you to have the best range of health and dental coverage possible. Make sure you contact us should you have any questions or need additional info.


business protection

Long Term Insurance provided by Carte Financial gives you an income style benefit should something happen and you no longer have the ability to take care of yourself. Be it because of aging, mental illness, or an accident. The money benefits you and your family for you to use however you choose. This is a great policy to choose if you’re afraid your income from retirement may not last through out your lifetime and you want your wealth and net worth to be protected from the long term cost of care.

Our staff is ready to help you with any questions that you may have. Do not hesitate to contact us today, our operators are standing by!